Tired of subscription creep? Here are five simple, actionable tips you can do today.
1) Audit and categorize
Make a list of everything you pay for monthly or yearly. Group by category (entertainment, productivity, cloud, etc.) and sort by usage. Cancel anything you haven’t used in 30–60 days.
2) Switch to annual on your essentials
If you’re committed to a service, annual billing can save 10–30%. Put a recurring reminder 2 weeks before renewal to re‑evaluate.
3) Stack rewards and cashback
Use CashbackNow to earn ongoing cashback on eligible subscriptions. Combine with card rewards and merchant promos for stackable savings.
4) Share family plans (responsibly)
Many services offer family plans that are cheaper per person. Split with household members when allowed by terms.
5) Pause instead of canceling
Unsure? Pause for a month and see if you miss it. Many services keep your settings and library intact while paused.
Bonus: Negotiate politely
Contact support before canceling. Ask about retention discounts or lower‑tier plans—you’ll be surprised how often it works.
// Quick helper to model subscription savings
export function annualizedSavings(monthly: number, annualPrice: number) {
return monthly * 12 - annualPrice;
}
Use these once, and you’ll keep more every month.